Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. Unfortunately, not everyone is eligible for a Chapter 7 bankruptcy. Only a debtor who earns below the median income of the State of Alabama for a family of equivalent size is eligible.  We can determine if you qualify during our free initial consultation. 
 
Under chapter 7, you may claim certain property as exempt under governing law. However, a trustee may have the right to take possession of and sell the remaining property that is not exempt and use the sale proceeds to pay your creditors.
 
Unfortunatley, not all debts are dischargeable under chapter 7 of the Bankruptcy Code. A few examples of non-dischargeable debts include taxes, student loans, child support, alimony, etc. A full list of these debts will be provided to you upon request. 
 
 

CHAPTER 7:
COMPLETE LIQUIDATION
No representation is made that the quality of the legal services to be performed is greater than the quality of legal service performed by other lawyers.  We are a debt relief agency.  We help people file bankruptcy relief under the bankruptcy code.
CHAPTER 7: COMPLETE LIQUIDATION
TOLAR & TOLAR
Attorneys at Law